As summer turns to autumn a little update of Hornbeam life

The middle of September contained the usual rollercoaster of events, which is typical of business life. On the down side, we lost two exceptionally good Emilys on the same day - both going off to pursue different careers. Certainly, we all wish them well; they have been a pleasure to work with and I hope that their time at Hornbeam has provided them with a set of skills that they will value and use through the rest of their lives.

Thinking of starting up your own business?


Running your own business can be immensely rewarding, in fact in the UK over half a million new businesses start every year. There are a few things you will need to do to get started.....


  • Who are your competitors?
  • Where are they based?
  • What do they offer their customers?
  • How will you compete?
  • How will your offer compare in terms of price, content, convenience?


Millions Dollar Question: Will your business support you?

Produce a marketing plan

New Staff Member...


We are delighted to welcome Jacqui Hoy to the Hornbeam Team! From 14 September 2015 she will be our resident receptionist and administator.



Office Junior / Administrator

Do you want to work outside the city? Are you organised and eager to learn?

Yes its time to start thinking of your 2015 Tax Return !

Now you may not think you need to complete a self-assessment tax return, or indeed you may have been completing one for past number of years and are no longer required to do so!

Just take two minutes to glance over our list below to see what catagory you fall into.                                                                                                    

HMRC - "That is our policy, pay up"

As some of you will already know, nothing gets my back up as much as a belief that a major
department of government are ‘getting it wrong’; especially if I think they are mistreating
ordinary people.

My client Jo is an employee with a few expenses (previously unclaimed) but came to me with a
letter from HMRC Tax Credits reclaiming £800 paid in the few months before she was made
bankrupt. This made no sense to me and to cut a long story short we exchanged quite a few letters
(keeping Jo’s MP firmly in the loop) which went:

Offshore....Onshore.....Contractors..... struggling to source mortgage advisor?

Psst..... Offshore Workers and Contractors

Mortgages made easy!

I had an interesting conversation with a mortgage agent today who specialises in
Contractors and Offshore Workers. He tells me that they are very good at getting the
banks to look at the contract income in the company and not at the probably rather
lower figure for salary and dividends.